Welcome to Israel Money Diaries.  We are asking Olim how they spend their hard-earned money during a one week period — and we’re tracking every last shekel.  If you are interested in joining us in this project, please contact dafna@nbn.org.il

Occupation: Fund Development Coordinator
Industry: Education
Age: 26
Number of household members (whom you provide for): One
City: Jerusalem
Salary per month (Bruto or before taxes): 9,000
Ongoing financial support: No

Monthly Expenses

Rent: 2,200 (I live with two roommates – apartment total is 6,400)
Transportation: I mostly walk
Health Care (basic health care is covered for all Israeli citizens through the government, but people may choose to supplement with private insurance): Zero, I have the basic coverage
Internet: Approximately 50 (after splitting between the three of us)
Electricity: Approximately 75 (after splitting between the three of us)
Gas: Approximately 15 (after splitting between the three of us)
Water: Approximately  40 (after splitting between the three of us)
Municipal (Arnona): 166.6 (after splitting between the three of us)
Va’ad Bayit: None
Cell Phone: Paid by work
Streaming Services: Dad’s Netflix :D
Gym: 265

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The Diary

DAY ONE

8:00 p.m. – After Shabbat, I went out to the mall with my roommate to buy a couple of last minute additions to my Purim costume. I own almost everything I need for this costume (#lazy) but I spent ₪3.99 on a bow from Beauty Care and a 1+1 packet of tights from H&M for a total of ₪19.90. I wasn’t planning on buying anything else, but I happened upon a really easy breezy dress for the summer that I couldn’t turn down for ₪139.99. Dinner was leftovers from Shabbat (pros of hosting!).
₪164

Daily Total: ₪164

DAY TWO

7:30 a.m. – Wake up, get dressed, daven, walk to work.

8:30 a.m. – Arrive at work, breakfast is coffee provided by work (and repeated again at 10:30 a.m.).

12:00 p.m. – Work gives us 18 to buy lunch at the cafeteria – this covers a dairy salad. Anything more than this, we pay out of our own pocket. Today I just got the salad.

6:00 p.m. – I walked to a post-wedding party for my old coworker which we covered by paying 88 each.
₪88

11:00 p.m. – Early bedtime for me.

Daily Total: ₪88

DAY THREE

7:30 a.m. – Same morning routine – wake up, get dressed, daven, walk to work.

8:30 a.m. – Arrive at work, coffee provided by work (and repeated again at 10.30 a.m.).

12:00 p.m. – The salads today weren’t at their best so I bought a Toblerone as well.
₪4

Daily Total: ₪4

DAY FOUR

7.30 a.m. – Wake up, get dressed, daven, walk to work.

8:30 a.m. – Arrive at work, coffee

12:00 p.m. – Work Purim party – lunch provided

6:00 p.m. – Dinner – Last opportunity for Shabbat leftovers. I was supposed to go to Zumba but it was canceled so instead I spent the next couple of hours doing the washing, cleaning my room etc. (Zumba is paid for in monthly installments of 265 to Mati Gym in Hadar Mall – I go to two-three classes a week).

10 p.m. – I sit with my roommates to do an online grocery shop for the Purim party we are throwing on Thursday night. We are dividing the cost between the three of us.
₪214

Daily Total: 214

DAY FIVE

7:30 a.m. – Wake up, get dressed, daven, walk to work.

8:30 a.m. – Arrive at work, sadly no coffee as it is the Fast of Esther.

12:00 p.m. – Break my fast (don’t judge me) and get a paid-for salad from work.

5:30 p.m. – Go grocery shopping for Shabbat and Mishloach Manot.
230

6:00 p.m. – Have a quick bite to eat of whatever I can find in the kitchen.

6:20 p.m. – Zumba

7:30 p.m. – Hang out with the boyfriend for a couple of hours and walk home.

Daily Total: ₪230

DAY SIX

8:00 a.m. – Wake up, get dressed, daven, speak to my family, start cleaning and prepping for the party.

1:00 p.m. – Go out to lunch with friends – Ben Ami – and get a toast sandwich and orange juice (highly recommend).
₪65

3:00 p.m. – Watch Queer Eye with my roommate before getting ready to leave for Megillah reading.

9 p.m.2 a.m. – Party party!!

Daily Total: 65

DAY SEVEN

8.30 a.m. – Megillah reading at shul.

10:00 a.m. – Head to Aroma with a couple of friends to get coffee and sit on the train tracks in the sun to recover (₪15). I also buy a potted plant for Tzedaka and give them ₪20.
₪35

12:00 p.m. – Spend the rest of the day cleaning our apartment and cooking for Shabbat before heading to an amazing Purim Seudah with friends.

Daily Total: ₪35

QUESTIONS?

For more questions about personal budgeting, finances, and Aliyah
please connect with our advisors by email at aliyah@nbn.org.il

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