Welcome to Israel Money Diaries.  We are asking Olim how they spend their hard-earned money during a one week period — and we’re tracking every last shekel.  If you are interested in joining us in this project, please contact dafna@nbn.org.il

Occupation: Fund Development Coordinator
Industry: Education
Age: 26
Number of household members (whom you provide for): One
City: Jerusalem
Salary per month (Bruto or before taxes): 9,000
Ongoing financial support: No

Monthly Expenses

Rent: 2,200 (I live with two roommates – apartment total is 6,400)
Transportation: I mostly walk
Health Care (basic health care is covered for all Israeli citizens through the government, but people may choose to supplement with private insurance): Zero, I have the basic coverage
Internet: Approximately 50 (after splitting between the three of us)
Electricity: Approximately 75 (after splitting between the three of us)
Gas: Approximately 15 (after splitting between the three of us)
Water: Approximately  40 (after splitting between the three of us)
Municipal (Arnona): 166.6 (after splitting between the three of us)
Va’ad Bayit: None
Cell Phone: Paid by work
Streaming Services: Dad’s Netflix :D
Gym: 265

Read More

The Diary


8:00 p.m. – After Shabbat, I went out to the mall with my roommate to buy a couple of last minute additions to my Purim costume. I own almost everything I need for this costume (#lazy) but I spent ₪3.99 on a bow from Beauty Care and a 1+1 packet of tights from H&M for a total of ₪19.90. I wasn’t planning on buying anything else, but I happened upon a really easy breezy dress for the summer that I couldn’t turn down for ₪139.99. Dinner was leftovers from Shabbat (pros of hosting!).

Daily Total: ₪164


7:30 a.m. – Wake up, get dressed, daven, walk to work.

8:30 a.m. – Arrive at work, breakfast is coffee provided by work (and repeated again at 10:30 a.m.).

12:00 p.m. – Work gives us 18 to buy lunch at the cafeteria – this covers a dairy salad. Anything more than this, we pay out of our own pocket. Today I just got the salad.

6:00 p.m. – I walked to a post-wedding party for my old coworker which we covered by paying 88 each.

11:00 p.m. – Early bedtime for me.

Daily Total: ₪88


7:30 a.m. – Same morning routine – wake up, get dressed, daven, walk to work.

8:30 a.m. – Arrive at work, coffee provided by work (and repeated again at 10.30 a.m.).

12:00 p.m. – The salads today weren’t at their best so I bought a Toblerone as well.

Daily Total: ₪4


7.30 a.m. – Wake up, get dressed, daven, walk to work.

8:30 a.m. – Arrive at work, coffee

12:00 p.m. – Work Purim party – lunch provided

6:00 p.m. – Dinner – Last opportunity for Shabbat leftovers. I was supposed to go to Zumba but it was canceled so instead I spent the next couple of hours doing the washing, cleaning my room etc. (Zumba is paid for in monthly installments of 265 to Mati Gym in Hadar Mall – I go to two-three classes a week).

10 p.m. – I sit with my roommates to do an online grocery shop for the Purim party we are throwing on Thursday night. We are dividing the cost between the three of us.

Daily Total: 214


7:30 a.m. – Wake up, get dressed, daven, walk to work.

8:30 a.m. – Arrive at work, sadly no coffee as it is the Fast of Esther.

12:00 p.m. – Break my fast (don’t judge me) and get a paid-for salad from work.

5:30 p.m. – Go grocery shopping for Shabbat and Mishloach Manot.

6:00 p.m. – Have a quick bite to eat of whatever I can find in the kitchen.

6:20 p.m. – Zumba

7:30 p.m. – Hang out with the boyfriend for a couple of hours and walk home.

Daily Total: ₪230


8:00 a.m. – Wake up, get dressed, daven, speak to my family, start cleaning and prepping for the party.

1:00 p.m. – Go out to lunch with friends – Ben Ami – and get a toast sandwich and orange juice (highly recommend).

3:00 p.m. – Watch Queer Eye with my roommate before getting ready to leave for Megillah reading.

9 p.m.2 a.m. – Party party!!

Daily Total: 65


8.30 a.m. – Megillah reading at shul.

10:00 a.m. – Head to Aroma with a couple of friends to get coffee and sit on the train tracks in the sun to recover (₪15). I also buy a potted plant for Tzedaka and give them ₪20.

12:00 p.m. – Spend the rest of the day cleaning our apartment and cooking for Shabbat before heading to an amazing Purim Seudah with friends.

Daily Total: ₪35


For more questions about personal budgeting, finances, and Aliyah
please connect with our advisors by email at aliyah@nbn.org.il