Here you will find the sample budget for an Olim couple planning their first year in Israel.  This resource allows you to approximate the main monthly expenses you will encounter after making Aliyah.


  • This spreadsheet is for cash out only, and does not reflect income or savings.
  • All furniture, appliances and clothing are shipped from overseas.
  • All sums are in Israeli shekels.
Expense: Cost: Notes:
Total Sum ₪6,420-₪15,300
Rent: ₪2,500-₪7,500 Living in the non-center (north and south) versus the center (Tel Aviv or Jerusalem) of Israel.
Public Transportation: ₪450-₪750 Monthly passes are available for frequent travelers.
Food: ₪2,000-₪3,500
Phone/Cell/Internet: ₪220-₪500
Utilities: ₪500-1,000
Health Insurance: 0-₪250 Free for the first 6 months after Aliyah for those without income. Olim begin paying into Bituach Leumi (which in turn pays for basic healthcare) after 6 months or if employed prior to the end of the first year of Aliyah. If you are receiving Income Support from Misrad Haklita (Dmei Kiyum) following your Sal Klita payments, you will be eligible for an additional 6 months of free basic healthcare coverage.
Entertainment: ₪500-₪1000 Includes cable TV; and an occasional movie, trip and eating out in restaurants.
Arnona ₪250-₪800 Reflecting the 90% discount received by new Olim during the first year.


 Expense: Cost: Notes:
House setup ₪3,500-₪7,500 Includes furniture purchase and cost of assembly, electrician and plumber for a shared, unfurnished apartment.
Gym ₪400-₪750
Car ₪2,500-₪3,500 Includes monthly maintenance, insurance and gas. Does not include the cost of purchasing a car or parking.


Savings plan
Charitable contributions
Mas Hachnasa (Income tax)
Credit cards
Supplementary Insurance
Additional University Costs

For more information on balancing your family’s lifestyle on an Israeli budget, see Baruch Labinsky’s online Financial Planning Seminar from Blabinsky.

*Last updated on August 5, 2022*

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