Sample Budget for Singles in the First Year

ASSUMPTIONS
The spreadsheet is for cash out only, and does not reflect income or savings. All sums are in Israeli shekels. Upon arrival, you will be renting your residence, sharing with one roommate. Prices listed below reflect the range of costs for both Jerusalem and Tel Aviv. Be aware that Tel Aviv tends to be slightly more expensive.
MONTHLY EXPENSES
Expense:	Cost:	Notes:
Rent	1,200-3,200 NIS
Public Transportation	300-400 NIS
Food	1,000-1,600 NIS
Phone/Cell/Internet	300-600 NIS
Utilities	400-600 NIS
Health Insurance (Basic Coverage)	0-160 NIS	Free basic health coverage for first six months. Coverage can be free for up to 12 months, if you're still not working. Monthly cost after this initial period is 160 NIS.
Entertainment	600-1,200	Includes TV license and cable; and an occasional movie, trip and eating out in restaurants.
Arnona (Municipal Taxes)	40-120 NIS	Reflecting the 90% discount received by new Olim during the first year.
TOTAL	3,840-7,880 NIS
ADDITIONAL EXPENSES
Expense:	Cost:	Notes:
House Setup	2,000-4,000 NIS	Includes furniture purchase and cost of assembly, electrician and plumber for a shared, unfurnished apartment.
Release of Shipment	0-4,000 NIS	Depends on the size of the crate.
Gym	200-400 NIS/mo.
Car	5,000-7,000 NIS	Sum represents cost per year for car insurance and repairs, but does not include the cost of gas. Gas costs 300-400 NIS to fill up a mid-sized car.
OTHER EXPENSES TO CONSIDER
Expense:
Savings Plan
Charitable Contributions
Mas Hachnasa (Income Tax)
Credit Cards
*This chart should be used as an estimate only*

Nefesh BNefesh

Sample Budget for Singles in the First Year